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Conduct credit risk assessments by analyzing financial data to assess clients’ creditworthiness.
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Prepare and submit credit memos/proposals to the Credit Committee for approval.
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Draft and issue sanction letters to borrowers, ensuring compliance with bank policies and terms.
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Oversee loan portfolio reviews and renewals, ensuring timely updates and risk mitigation.
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Liaise with internal teams and external clients to resolve credit-related issues efficiently.
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Ensure adherence to bank policies and regulatory standards, supporting effective risk management.
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Monthly Credit Data reporting to CIB, Bangladesh Bank through CIS and Error resolution of batch online reporting.
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Database correction according to all sort of request and documents from competent authority.
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Inquiry of CIB report for existing and prospective borrowers, guarantors and allied concerns of the prospective and existing borrowers.
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Achievements:
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Took on additional credit and CIB responsibilities, ensuring smooth operations and management.
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Developed and implemented Credit and CIB process flows to meet management requirements.
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Established myself as the primary contact with the Central Bank for all CIB-related matters within the first 3 months.
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Led the CIB department as ‘In-Charge’ after confirmation of service, driving team performance.
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Identified and resolved reporting gaps, submitting 250+ unreported cases to Bangladesh Bank's CIS.