JINESHA M S

[email protected] • 8660161654 • Bangalore, India

PROFESSIONAL SUMMARY

Regulatory-aware Banking and Financial Services professional with 8+ years of experience, including about 6 years in banking operations. Strong exposure to KYC/CDD/EDD, transaction monitoring, AML compliance support, sanctions screening awareness, fraud escalation, and audit readiness. Experienced in leading teams for new client onboarding with focus on documentation accuracy, regulatory compliance, and risk controls aligned with AML/KYC expectations.

WORK EXPERIENCE

Branch Sales Manager | AML | KYC | CDD | EDD | Transaction Monitoring
09/2023 - Present
IndusInd Bank Ltd
• Led a 15-member team responsible for new client onboarding, ensuring complete KYC documentation and adherence to regulatory standards
• Established a QC framework for onboarding files, reducing discrepancies and audit flags
• Monitored daily transactions to identify and escalate suspicious or irregular activity to AML/ Compliance
• Maintained audit-ready client documentation and collaborated with internal and external auditors
• Coordinated with operations, risk, and fraud teams to resolve compliance gaps and anomalies
• Ensured AML controls were followed while supporting smooth onboarding and customer lifecycle processes
Deputy Manager - II (Branch Sales Manager Role)
11/2022 - 09/2023
ICICI Bank Ltd
• Managed an 8-member team handling new client onboarding with focus on KYC completeness and risk categorization
• Conducted CDD checks, document verification, and risk profiling for new customers
• Supported audit teams and remediated deviations in compliance documentation
• Performed transaction pattern analysis and raised alerts for unusual behavior
• Coordinated with compliance teams to implement corrective measures and strengthen AML controls
Business Development Executive Branch Sales Manager
01/2019 - 09/2022
Axis Bank Ltd
• Performed KYC verification, customer due-diligence, risk categorization, and onboarding quality checks
• Identified and escalated suspicious transactions and fraud risks
• Prepared audit documentation and supported credit, operations, and compliance teams
• Trained staff on customer onboarding standards, KYC norms, and AML documentation quality
Associate Agency Development Manager
07/2017 - 08/2018
Max Life Insurance Co. Ltd
• Managed a team of 12 members for business development and compliance activities
• Ensured accurate client documentation and verification as per regulatory standards
• Trained agents on onboarding processes, KYC norms, and documentation requirements
Sales Support Executive
03/2016 - 07/2017
Bluedart Express Ltd
• Maintained MIS, customer records, and documentation quality while ensuring compliance with standards

EDUCATION

Bachelor of Commerce (B.Com)
01/2012
Mangalore University
PUC (Commerce)
01/2009
Karnataka PU Board
SSLC
01/2007
Karnataka Secondary Education Board

SKILLS

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