PROFESSIONAL SUMMARY
Dynamic Relationship Manager with over 5 years of expertise in corporate credit and risk management, driving loan appraisal and credit risk strategies that reduce default rates by 15%. Adept at cultivating strong client relationships and streamlining loan documentation processes to accelerate approvals by 20%. Proven ability to leverage deep industry knowledge and analytical skills to support business growth and optimize branch banking operations, delivering measurable financial impact and client satisfaction.
WORK EXPERIENCE
Relationship Manager, Corporate Credit Division
01/2023 - Present
Dutch-Bangla Bank Ltd.
, Head Office, Dhaka
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Manage a portfolio of corporate clients, analyze clients' creditworthiness and identify clients' financing needs.
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Provide customized credit solutions, monitor clients' creditworthiness and ensure timely repayments of loans.
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Stay up-to-date with market and industry trends, Maintain regulatory compliance and collaborate with internal teams to deliver exceptional customer service.
Manager: Documentation
01/2021 - 12/2022
IFIC Bank Limited
, Head Office, Dhaka
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Make sure that Loan Documentation Checklist (LDCL) and activation/disbursement proposals are submitted with all required documents as per sanction terms & PPG.
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Ensure compliance of special condition/deferral in the sanctioned terms & conditions through continuous follow up with Branches.
Manager: Loan Automation Project
01/2020 - 12/2021
IFIC Bank Limited
, Head Office, Dhaka
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Revamp the entire structure of the loans approval to disbursement process to ensure efficient performance for end user
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Prepare User acceptance test script, scorecard & configure the module of the digital Loan Origination system
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Conducting Physical as well as web-based training to all the users
Relationship Officer (Corporate Credit)
01/2015 - 12/2020
IFIC Bank Limited
, Gulshan Branch, Dhaka
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supporting the Relationship Manager in managing clients' credit, identifying financing needs, monitoring creditworthiness, and delivering customer service.
Operation Manager & Credit In-charge
01/2013 - 12/2015
IFIC Bank Limited
, Gouripur Bazar Br.,Cumilla
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Ensure secured and service excellence in Branch Operation. Work with SME & Agriculture loans for strengthening credit portfolio.
Credit Analyst (Corporate)
01/2011 - 12/2013
IFIC Bank Limited
, Head Office, Dhaka
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Analyze financial data, assess risk as well as provide alternate recommendations aimed at reducing risks and ensure secured finances.
Probationary Officer (Credit Officer)
01/2009 - 12/2011
IFIC Bank Limited
, Dhanmondi Branch, Dhaka
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Worked directly with corporate clients to facilitate them with appropriate loan structure suitable to their requirements.