Dynamic experience in microfinance with over 10 years of expertise driving micro finance to elevate market presence. Currently spearheading initiatives that have secured a commanding 68% market share for BSN as of July 2025, demonstrating exceptional strategic planning and financial analysis skills. Proven track record in optimizing loan portfolios and leading cross-functional teams to exceed growth targets while mitigating risks. Committed to leveraging deep industry knowledge and innovative solutions to propel BSN to the forefront of microfinance market leadership.