AARTHI PURUSHOTHAMAN

[email protected] • 437- 605-0923 • Toronto, Ontario

LinkedIn: https://www.linkedin.com/in/aarthi-purushothaman/

PROFESSIONAL SUMMARY

Results-driven accounting and finance professional with over 12 years of comprehensive experience across banking, manufacturing, trading, and public accounting sectors. Proven expertise in Ind AS, IFRS, ASPE, and Indian and Canadian taxation, backed by IFRS Certification and CPA Ontario CFE preparation. Successfully managed regional credit portfolios, optimizing financial processes and reducing audit discrepancies by 15%, while leveraging advanced ERP systems including SAP, QuickBooks, and Tally ERP. Committed to delivering accurate financial reporting and strategic tax solutions that drive organizational growth and compliance.

WORK EXPERIENCE

REGIONAL CREDIT MANAGER

09/2017 - 04/2020

ICICI Bank Ltd , Chennai, India

• Assessed financial health of self-employed professionals and small business clients by analyzing profitability, liquidity, and solvency to support sound credit decisions

• Streamlined credit appraisal and loan processing procedures, enabling faster approvals while maintaining low default rates

• Collaborated with cross-functional teams including legal, technical, and risk management to ensure compliance and mitigate credit risk

• Conducted audits of client accounting records to validate accuracy and assess repayment capacity

ASSISTANT MANAGER – ACCOUNTS

08/2013 - 09/2017

Aachi Masala Foods Private Ltd , Chennai, India

• Assisted VP-Accounts in preparation of budgets, monthly review meeting reports, monthly reconciliations of inter- companies, acted as the first point of contact for auditors, tax authorities, accounts, and finance employees

• Saved interest and penalty costs by 90% - Initially assigned to manage 5 group companies but leveraged my experience in accounting and taxation to explore why huge demand notices were being sought by Income Tax Department, Commercial Tax Department. Insisted on getting approvals before filing and paying any tax/tax returns and ensured that they are complying with due dates

• Prepared Fixed Asset Register for all Aachi groups including numbering them covering even factories

• Headed and contributed to successful migration from TNVAT (Tamilnadu Value Added Tax) to GST (Goods and Service Tax) and SAP to SAP Hana Migration

• Streamlined accounting process and monitored the financial result and position for any new unit or line of business commenced

• Trained newly qualified students from AACHI Institute of Management

• Performed verification of service tax returns, excise returns, TNVAT returns, tax payment and advance tax compliances including stock statements submission to banks

AUDIT MANAGER

10/2012 - 08/2013

Krishnan & Balasubramanian Chartered Accountants , Chennai, India

• Directed statutory, revenue, IT, and stock audits for banking clients, ensuring compliance with regulatory frameworks and professional standards

• Evaluated credit portfolios to assess lending practices, identify risk exposures, and recommend corrective actions to strengthen financial controls

• Performed IT system audits to assess security, data integrity, and operational efficiency; recommended enhancements to improve governance and cyber resilience

• Delivered timely and accurate audit reports with actionable insights, enabling bank management to make informed decisions

• Collaborated with cross-functional teams during field audits and stock verification, ensuring smooth execution of audit engagements

ARTICLED ASSISTANT

05/2008 - 05/2012

Muthusamy and Associates And Rajkapoor CA , Chennai, India

• Assisted in statutory and external audits for private enterprises across multiple industries

• Gained extensive experience in financial statement preparation, including compilations, and review engagements

• Prepared corporate and personal income tax returns, as well as indirect tax filings (sales tax, excise, service tax), ensuring accuracy and timely compliance

• Analyzed financial statements, including balance sheets and profit & loss accounts, to support audit planning and client advisory

• Contributed to corporate tax planning engagements, identifying opportunities to optimize tax efficiency for clients

EDUCATION

CPA Ontario – Common Final Examination (CFE)

09/2025

Softron Corporate & Business Tax Course

02/2025

International Financial Reporting Standards (IFRS) Certification

02/2015

ICAI

Chartered Accountant

05/2012

Institute of Chartered Accountants of India (ICAI)

Bachelor of Commerce

05/2007

University of Madras, India

SKILLS

CERTIFICATIONS