Dr. Shah Fahad Yousufzai

[email protected] • +90 5342139547

PROFESSIONAL SUMMARY

PhD in Islamic Economics and Finance with specialization in Islamic Digital Banking and finance and digital transformation

WORK EXPERIENCE

Chief Business officer
09/2024 - Present
Tibet Sultanlar holdings Istanbul
• Managing all operation (Export sales, Domestic sales, Marketing, HR, Finance, Production, Planning, R&D, Quality Esurance, Audit etc.
• Corporate strategy and Governance implementation
• KPI development and evaluation
• Digital Transformation and full automation strategy and follow up
• Sales 80+ Countries follow ups
• All Directors and departments heads with aggregate of 300 white color employees in direct and indirect reporting
• Managing all the Coordination between different units locally and international units to achieve higher efficiency
• Sales target strategy and implementation
Dy. Director General Europe and Middle East (EMEA region) & CEO Turkey (Oct 2022 to June-2023) – Islamic Banking
10/2022 - 09/2024
Bait AL Tamweel Al Dawli BTD -International Fund House , Istanbul, Türkiye
• Managing and monitoring the financial performance, profitability, asset quality, liquidity and capital adequacy
• Strategic and business direction for short and long term
• Corporate governance, implementing effective company governance structures and processes to ensure compliance with laws, rules, and ethical standards is referred to as corporate governance
• Risk Management, ensuring that the bank has adequate risk management frameworks and controls in place to detect, assess, and mitigate risks.
• Regulatory compliance, ensuring that the bank conforms to all applicable laws, rules, and industry standards. Changes in regulations and making sure the bank's operations comply.
• Board Member, Management committee member, Strategy committee head
• Digital transformation and Fintech projects head
• Overseeing the Profit and loss of the entities under my supervision
• Overall strategic and Business planning for the group in different countries
• Private Digital Currency development and platform development
• RFP development for different projects
• Sukuk structuring and marketing
• Conversion plan for a financial institution to convert it into a fully-fledged Islamic Bank in Iraq
• Digital platform development and integration
• BPM and change management head
• Enterprise risk Management (ERM) and internal control, COSO framework
• ESG management and policy implementation
• Digital valet Debit card project liaison
• Management for SUKUK distribution
• Communication with team for strategic plan implementation in different countries
• Research and Development
• Market positioning, credit, Treasury, HR, Operations, etc. teams’ recruitment and development and performance management
• Representing my organization in National and international events
• Managing Banking matters and Fintech transformation (Islamic Digitalization of products and processes, smart contracts, and innovative payment settlements, among other things) at BTD (Bait Al Tamweel Al Dawli) - International Fund House group in Iraq, Luxembourg, Austria, Spain, UK, UAE, and Turkey.
• Under my direction, BTD controls a financial institution in IRAQ that is being turned into a full-fledged Islamic bank. I am responsible for SUKUK structuring, Islamic Fund Management in Luxembourg, digital transformation of existing business and innovative technology-based smart solutions and platform integration, liaison with internationally renowned Shariah scholars as Shariah Supervisory board members and Islamic Finance advisory service providers for Shariah compliant transaction and structuring for retail product approval, and lead arranger and solicitor management in SUKUK.
Regional Director MENA
03/2022 - 10/2022
Veefin Solution Private Ltd.
• Supervision and management of the Islamic Product management - end to end
• Managed the Supply Chain Financing (SCF Solution led to Deal) and implementation
• Shariah-based structure development as per the demand of the clients/Banks
• Managing the sales teams in different states in the MENA region
• Liaison with technical and sales team
• Meetings with Directors of different countries and Executives
• Represented my company worldwide in different high-level events and conferences
• Responsible for KPI and targets in the region under my supervision
Vice President I - Department Head Product Management and Sharia structuring
05/2018 - 01/2021
MCB Islamic Bank, Head office, Lahore , Lahore, Pakistan
• Supervised and managed the Product management process - end to end
• Asset-based product development focusing on Retail, Microfinance, Agri & Staff Financing
• Sharia-based structure development of the above products and programs
• Supervision and vetting of the products and process flow from Shariah dept. and Sharia Board in Predevelopment phases
• Liaison with Sharia Compliance Department and all other correspondent Groups
• Day to Day Troubleshooting and updating the Product Manuals and process flows on regular basis as per requirement
Vice President – Head Corporate Finance
09/2016 - 04/2018
Eco Energy group of companies Pvt. Ltd. , Bangkok, Thailand
• Corporate financing deals
• Islamic Financing strategy development
• Business process Management BPM and KAIZEN lead
• Structuring the products and projects
• Supervision and Liaison for feasibility studies of the projects with third party
• Liaison with Sharia Compliance Department and all other correspondent Groups
• Project financing and approvals from Board and management
Country Head Islamic Banking & Project Manager for Conversion of conventional Bank into full-fledged Islamic Bank
12/2014 - 08/2016
Bakhtar Bank, Afghanistan , Afghanistan
• Business plan developed in collaboration with external agency
• Strategic Plan development Business process management (BPM) development
• Conversion plan development and implementation
• Financial projection of the project
• Change Management (CM) implementation
• Market analysis
• Products manuals and general policy & procedure development
• RFP development and software selection & implementation
• Business analysis and product mapping in system
• Organogram development for Islamic Banking
• Hiring and Capacity building of staff being member HR committee
• Islamic Bank of Afghanistan (formerly Bakhtar Bank) As Senior Vice President/Chief Islamic Banking
• 1.6 years at Bakhtar Bank as Chief Islamic Banking and Project Manager for conversion of Bakhtar bank into fully fledged Islamic Bank (Islamic Bank of Afghanistan). Successfully converted.
Vice President - Sharia’h & Product development department
03/2011 - 09/2014
Islamic Bank of Thailand , Thailand
• Specialist & member of the Islamic Banking working committee
• Product development (Asset side – Retail, SME & Post and Pre-Finance)
• Product development (Liability Side-Retail Deposit)
• Electronics services support
• Portfolio Management Division
• Business Partnership (Bankatakaful)
Vice President/Head of Strategic Marketing & Product Development
03/2011 - 09/2014
Islamic Bank of Thailand , Thailand
• Vice President – Head Product Development and Sharia at Islamic Bank of Thailand, Deposit and Financing target as shadow KPI product-wise. Achieved 100%.
Head-Islamic Banking
06/2009 - 02/2011
Ghazanfar Bank, Kabul , Afghanistan
• Products, Sharia framework and Policy & Development for Islamic Banking
• Overall managing of all Islamic Banking Departments
• Business and Strategic Planning
• Risk Analysis and portfolio Management, diversification of Assets based financing
• Managing Islamic Banking Staff
• Daily Briefing regarding Islamic Products
• Sharia Review of the transactions
• Encouraging Various teams to enhance business with accurate documentations
• Daily correspondence with all Branches
• Delivering Lectures to All staff members regarding Islamic Banking after Banking hours
• Answering queries of Individuals and corporate clients regarding Islamic Banking.
• Business Analysis Supervision:
• Veer Mati CBS – Customized and Developed parameters for Islamic Banking liability and asset side products at Ghazanfar Bank, Afghanistan.
• Development of the parameters, mapping and business rules for system -All projects being owner at Islamic Bank of Thailand (Migration from Silverlake software to TNIS)
• Ghazanfar Bank Afghanistan – Country Head – Islamic Banking 2 Years as Country Head Islamic Banking at Ghazanfar Bank- Islamic Banking window- Establishing Islamic Banking window, developed product, procedure, policy, strategic plan and training to staff along with new branch opening. Target deposit achieved $47m with $27m financing in 02 years. (Net profit of $1.8m)
Senior Audit officer
09/2006 - 06/2009
Askari Bank , Islamabad, Pakistan
• Shariah Compliance. To Assist Shariah Executives and Conducting Shariah compliance of all Islamic banking branches, consumer centers and departments of Islamic Banking on quarterly basis all over Pakistan to ensure Shariah compliance in all areas of Islamic Banking. Issued required reports to CEO and RSBM.
• Special assignment from CEO and RSBM time to time.
• Askari Bank – Islamic Banking Officer Grade II
• 1 Year as Credit Analyst Consumer Financing – Consumer Car Ijarah Pre-approval analysis
• Pioneer member of Askari Islamic Banking at Head office.
• 2 years as Shariah compliance officer – Sharia compliance of all Branches of Askari bank- Islamic Banking across the country
Credit Vigilance Officer
03/2006 - 09/2006
Citibank N.A , Islamabad, Pakistan
• Analyzed Cases of Citibank Credit cards and Personal loan.
• Evaluating Customer Financial status.
• Coordination with CIU & Head office
• Processing Unit Management
• Checking all legal and required documents.
• Analyzing customer credentials according to bank’s internal Parameters.
• Review of Rejected Cases.

EDUCATION

Ph.D.
01/2020 - 01/2024
Istanbul Sabahattin Zaim University GPA: 3.33/4.00
MS/MPhil
01/2018 - 01/2020
The University of Management Technology, Lahore , Lahore, Pakistan GPA: 3.80/4.00
B.Sc. (Hons) (4 YEARS)
01/2006
International Islamic University, Islamabad , Islamabad, Pakistan

SKILLS

CERTIFICATIONS

CISCO Verified – IoT and digital transformation
Diploma in Project Management
Diploma in UiPath Automation Implementation Methodology Fundamentals
Professional RESTful API design using Python Flask Certificate

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