Dr. Shah Fahad Yousufzai

[email protected] +90 5342139547

PROFESSIONAL SUMMARY

PhD in Islamic Economics and Finance with specialization in Islamic Digital Banking and finance and digital transformation

WORK EXPERIENCE

Chief Business officer
09/2024 - Present
Tibet Sultanlar holdings Istanbul
Managing all operation (Export sales, Domestic sales, Marketing, HR, Finance, Production, Planning, R&D, Quality Esurance, Audit etc.
Corporate strategy and Governance implementation
KPI development and evaluation
Digital Transformation and full automation strategy and follow up
Sales 80+ Countries follow ups
All Directors and departments heads with aggregate of 300 white color employees in direct and indirect reporting
Managing all the Coordination between different units locally and international units to achieve higher efficiency
Sales target strategy and implementation
Dy. Director General Europe and Middle East (EMEA region) & CEO Turkey (Oct 2022 to June-2023) – Islamic Banking
10/2022 - 09/2024
Bait AL Tamweel Al Dawli BTD -International Fund House , Istanbul, Türkiye
Managing and monitoring the financial performance, profitability, asset quality, liquidity and capital adequacy
Strategic and business direction for short and long term
Corporate governance, implementing effective company governance structures and processes to ensure compliance with laws, rules, and ethical standards is referred to as corporate governance
Risk Management, ensuring that the bank has adequate risk management frameworks and controls in place to detect, assess, and mitigate risks.
Regulatory compliance, ensuring that the bank conforms to all applicable laws, rules, and industry standards. Changes in regulations and making sure the bank's operations comply.
Board Member, Management committee member, Strategy committee head
Digital transformation and Fintech projects head
Overseeing the Profit and loss of the entities under my supervision
Overall strategic and Business planning for the group in different countries
Private Digital Currency development and platform development
RFP development for different projects
Sukuk structuring and marketing
Conversion plan for a financial institution to convert it into a fully-fledged Islamic Bank in Iraq
Digital platform development and integration
BPM and change management head
Enterprise risk Management (ERM) and internal control, COSO framework
ESG management and policy implementation
Digital valet Debit card project liaison
Management for SUKUK distribution
Communication with team for strategic plan implementation in different countries
Research and Development
Market positioning, credit, Treasury, HR, Operations, etc. teams’ recruitment and development and performance management
Representing my organization in National and international events
Managing Banking matters and Fintech transformation (Islamic Digitalization of products and processes, smart contracts, and innovative payment settlements, among other things) at BTD (Bait Al Tamweel Al Dawli) - International Fund House group in Iraq, Luxembourg, Austria, Spain, UK, UAE, and Turkey.
Under my direction, BTD controls a financial institution in IRAQ that is being turned into a full-fledged Islamic bank. I am responsible for SUKUK structuring, Islamic Fund Management in Luxembourg, digital transformation of existing business and innovative technology-based smart solutions and platform integration, liaison with internationally renowned Shariah scholars as Shariah Supervisory board members and Islamic Finance advisory service providers for Shariah compliant transaction and structuring for retail product approval, and lead arranger and solicitor management in SUKUK.
Regional Director MENA
03/2022 - 10/2022
Veefin Solution Private Ltd.
Supervision and management of the Islamic Product management - end to end
Managed the Supply Chain Financing (SCF Solution led to Deal) and implementation
Shariah-based structure development as per the demand of the clients/Banks
Managing the sales teams in different states in the MENA region
Liaison with technical and sales team
Meetings with Directors of different countries and Executives
Represented my company worldwide in different high-level events and conferences
Responsible for KPI and targets in the region under my supervision
Vice President I - Department Head Product Management and Sharia structuring
05/2018 - 01/2021
MCB Islamic Bank, Head office, Lahore , Lahore, Pakistan
Supervised and managed the Product management process - end to end
Asset-based product development focusing on Retail, Microfinance, Agri & Staff Financing
Sharia-based structure development of the above products and programs
Supervision and vetting of the products and process flow from Shariah dept. and Sharia Board in Predevelopment phases
Liaison with Sharia Compliance Department and all other correspondent Groups
Day to Day Troubleshooting and updating the Product Manuals and process flows on regular basis as per requirement
Vice President – Head Corporate Finance
09/2016 - 04/2018
Eco Energy group of companies Pvt. Ltd. , Bangkok, Thailand
Corporate financing deals
Islamic Financing strategy development
Business process Management BPM and KAIZEN lead
Structuring the products and projects
Supervision and Liaison for feasibility studies of the projects with third party
Liaison with Sharia Compliance Department and all other correspondent Groups
Project financing and approvals from Board and management
Country Head Islamic Banking & Project Manager for Conversion of conventional Bank into full-fledged Islamic Bank
12/2014 - 08/2016
Bakhtar Bank, Afghanistan , Afghanistan
Business plan developed in collaboration with external agency
Strategic Plan development Business process management (BPM) development
Conversion plan development and implementation
Financial projection of the project
Change Management (CM) implementation
Market analysis
Products manuals and general policy & procedure development
RFP development and software selection & implementation
Business analysis and product mapping in system
Organogram development for Islamic Banking
Hiring and Capacity building of staff being member HR committee
Islamic Bank of Afghanistan (formerly Bakhtar Bank) As Senior Vice President/Chief Islamic Banking
1.6 years at Bakhtar Bank as Chief Islamic Banking and Project Manager for conversion of Bakhtar bank into fully fledged Islamic Bank (Islamic Bank of Afghanistan). Successfully converted.
Vice President - Sharia’h & Product development department
03/2011 - 09/2014
Islamic Bank of Thailand , Thailand
Specialist & member of the Islamic Banking working committee
Product development (Asset side – Retail, SME & Post and Pre-Finance)
Product development (Liability Side-Retail Deposit)
Electronics services support
Portfolio Management Division
Business Partnership (Bankatakaful)
Vice President/Head of Strategic Marketing & Product Development
03/2011 - 09/2014
Islamic Bank of Thailand , Thailand
Vice President – Head Product Development and Sharia at Islamic Bank of Thailand, Deposit and Financing target as shadow KPI product-wise. Achieved 100%.
Head-Islamic Banking
06/2009 - 02/2011
Ghazanfar Bank, Kabul , Afghanistan
Products, Sharia framework and Policy & Development for Islamic Banking
Overall managing of all Islamic Banking Departments
Business and Strategic Planning
Risk Analysis and portfolio Management, diversification of Assets based financing
Managing Islamic Banking Staff
Daily Briefing regarding Islamic Products
Sharia Review of the transactions
Encouraging Various teams to enhance business with accurate documentations
Daily correspondence with all Branches
Delivering Lectures to All staff members regarding Islamic Banking after Banking hours
Answering queries of Individuals and corporate clients regarding Islamic Banking.
Business Analysis Supervision:
Veer Mati CBS – Customized and Developed parameters for Islamic Banking liability and asset side products at Ghazanfar Bank, Afghanistan.
Development of the parameters, mapping and business rules for system -All projects being owner at Islamic Bank of Thailand (Migration from Silverlake software to TNIS)
Ghazanfar Bank Afghanistan – Country Head – Islamic Banking 2 Years as Country Head Islamic Banking at Ghazanfar Bank- Islamic Banking window- Establishing Islamic Banking window, developed product, procedure, policy, strategic plan and training to staff along with new branch opening. Target deposit achieved $47m with $27m financing in 02 years. (Net profit of $1.8m)
Senior Audit officer
09/2006 - 06/2009
Askari Bank , Islamabad, Pakistan
Shariah Compliance. To Assist Shariah Executives and Conducting Shariah compliance of all Islamic banking branches, consumer centers and departments of Islamic Banking on quarterly basis all over Pakistan to ensure Shariah compliance in all areas of Islamic Banking. Issued required reports to CEO and RSBM.
Special assignment from CEO and RSBM time to time.
Askari Bank – Islamic Banking Officer Grade II
1 Year as Credit Analyst Consumer Financing – Consumer Car Ijarah Pre-approval analysis
Pioneer member of Askari Islamic Banking at Head office.
2 years as Shariah compliance officer – Sharia compliance of all Branches of Askari bank- Islamic Banking across the country
Credit Vigilance Officer
03/2006 - 09/2006
Citibank N.A , Islamabad, Pakistan
Analyzed Cases of Citibank Credit cards and Personal loan.
Evaluating Customer Financial status.
Coordination with CIU & Head office
Processing Unit Management
Checking all legal and required documents.
Analyzing customer credentials according to bank’s internal Parameters.
Review of Rejected Cases.

EDUCATION

Ph.D.
01/2020 - 01/2024
Istanbul Sabahattin Zaim University GPA: 3.33/4.00
MS/MPhil
01/2018 - 01/2020
The University of Management Technology, Lahore , Lahore, Pakistan GPA: 3.80/4.00
B.Sc. (Hons) (4 YEARS)
01/2006
International Islamic University, Islamabad , Islamabad, Pakistan

SKILLS

CERTIFICATIONS

CISCO Verified – IoT and digital transformation
Diploma in Project Management
Diploma in UiPath Automation Implementation Methodology Fundamentals
Professional RESTful API design using Python Flask Certificate

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