Dedicated and results-driven banking professional with over 10 years of progressive experience in the Ethiopian banking sector. Skilled in digital financial services, retail partnership management, agency banking expansion, and operational excellence. Proven ability to lead strategic initiatives that promote financial inclusion, digital adoption, and innovative service delivery. Experienced in managing digital ecosystem partnerships, merchant and agent networks, and stakeholder engagements with fintechs, aggregators, and development partners. Strong communicator with multilingual capabilities and a deep understanding of Ethiopia’s evolving financial services landscape.