RISHI KRISHNA

[email protected] • +916238929693

PROFESSIONAL SUMMARY

Results-driven finance professional with 3 years of comprehensive experience in managing unsecured and secured loan portfolios. Proven ability to analyze credit risk, streamline loan processing, and improve approval turnaround times by 20%, enhancing customer satisfaction and operational efficiency. Skilled in compliance adherence and risk mitigation, committed to delivering tailored lending solutions that support business growth and client financial goals. Adept at leveraging data-driven insights to optimize loan performance and drive portfolio profitability.

WORK EXPERIENCE

SALES EXECUTIVE
11/2024 - Present
GOSREE FINANCE LIMITED , KAYAMKULAM
• Achieved a 20% increase in unsecured and secured loan sales by implementing targeted customer acquisition strategies
• Led collections efforts that improved recovery rates by 15%, reducing non-performing assets and enhancing cash flow
• Developed and maintained strong client relationships, resulting in a 25% growth in repeat business and referrals
• Collaborated with cross-functional teams to streamline loan processing, cutting approval times by 30% and boosting customer satisfaction
SALES OFFICER
01/2023 - 10/2024
HDB FINANCIAL SERVICES LTD , KAYAMKULAM
• Led the origination and processing of unsecured and secured loans, achieving a 15% increase in loan disbursements within the first year
• Developed targeted customer engagement strategies that improved loan approval rates by 10% and reduced processing time by 20%
• Collaborated with cross-functional teams to ensure compliance with regulatory standards, minimizing loan default rates by 5%
• Mentored junior sales officers, enhancing team productivity and contributing to a 12% growth in overall loan portfolio

EDUCATION

B com
RAVINDRANATH TAGORE UNIVERSITY
PLUS TWO
KERALA GENERAL EDUCATIONAL BOARD

SKILLS

Technical Skills: CRM Systems, Data Entry, Sales Reporting, Inventory Management
Soft Skills: Sales Negotiation, Customer Relationship Management, Team Leadership, Communication, Problem Solving
Tools: Microsoft Office, Salesforce, Google Workspace
Other: Operations Management, Office Administration, Financial Services Knowledge, Time Management

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